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Income Protection pays a replacement income if you're unable to work due to long-term illness or injury. It's a back-up plan.

Research: Financial insecurity in the modern workforce

Produced together with Cass Business School, we compared today’s UK workforce with 30 years ago and asked ‘have employee benefits kept pace’?

The research shows that today’s workforce includes twice as many older workers and 12% more women than it did 30 years ago. It also shows that employer-provided benefits are not keeping pace with the workforce’s changing needs and as a result, today’s workforce is less financially secure than it was 30 years ago. Read more

Unum

Because everyone needs a back-up plan

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