Income Protection is a Back-up Plan

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Income Protection pays a replacement income if you're unable to work due to long-term illness or injury. It's a Back-Up Plan.

How can we help you?

Employees

Employers

Advisers

Income Protection is a

What is it?

If you're off work long-term because of illness or injury, Income Protection replaces a significant portion of your monthly pay cheque.

Why do I need it?

With 11% of people in their working life having to take 6 months or more off work due to illness or injury (Unum/Guardian poll, 2011), it’s worth thinking about.

How do I get it?

The easiest way is through your employer. We can help you raise the subject.

When did you last look at your employee benefits?

If it’s not for a while, you could find that a simple rebalancing exercise could help you get more value from your package.

Want a quick way to review them?

Reviewing your benefits package may sound like a big task, but with our Benefit Balancer tool it’s quick and simple to look at the possibilities.

Use our Benefit Balancer tool

By entering a few details, you’ll get an indication of how changing the levels of each of your employee benefits could affect your overall budget.

What do your clients’ employee benefits look like?

If they’ve not reviewed them for a while, they could have a mix of historic benefits that aren’t giving them the most value for their money.

Need a quick way to review them?

Giving an indication of how changing the levels of each employee benefit could affect your clients’ overall budget has always been an issue. Our Benefit Balancer tool can help.

Use our Benefit Balancer tool

Our easy-to-use Benefit Balancer tool is a quick and simple way to show your clients the possibilities before introducing quotes.

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Unum

Income Protection pays a replacement income if you're unable to work due to long-term illness or injury. It's a Back-Up Plan.

How can we help you?

Income Protection is a

What is it?

Why do I need it?

How do I get it?

When did you last look at your employee benefits?

Want a quick way to review them?

Use our Benefit Balancer tool

What do your clients’ employee benefits look like?

Need a quick way to review them?

Use our Benefit Balancer tool

Visit the Unum Blog

News & Views

5 Small Business Issues You can Beat Using Social Media

3 Staff Recruitment Problems that Social Media Solves

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