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Third party data sharing

Updated 2nd December 2024

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Third party data sharing

Unum may share some personal data with other third party data controllers to enable us to provide and support our insurance services and to manage any business risks.

Business CategoriesBasis for Data Sharing3rd Parties
ReinsurersWe have legitimate business interests as part of our financial management to enter into reinsurance arrangements to mitigate our risks. To do so we will share data with our reinsurers. Whilst this is typically on an aggregated and anonymised basis, there will be instances where we provide individual information.
  • SCOR Global Life Reinsurance Ireland Limited
  • SCOR Global Life Reinsurance UK Limited
  • Munich Reinsurance – UK Life Branch
  • The TOA Reinsurance Company
  • General Reinsurance AG
  • The TOA 21st Century Reinsurance Company Ltd
  • Swiss Re Europe S.A.
    Partner Reinsurance Europe SE
  • RGA International DAC
  • RGA Americas Reinsurance
    Company Ltd, Bermuda
  • AXIS Re SE
Legal and regulatoryWe have legal and regulatory responsibilities to share personal information with our regulators. In some cases this will be specific, relating for example to a complaint, but generally data is shared on an aggregated or depersonalised basis.
  • Financial Ombudsman Service
  • Financial Conduct Authority
  • Prudential Regulation Authority
  • Information Commissioners Office
  • National Crime Agency
Medical professionals

To enable us to assess claims as part of the insurance contract we will share your claim data with your GP or other health professional.

In some cases, we will also share your personal information with your GP prior to setting up a policy.

Where we do need to contact your medical professionals we will obtain your consent prior to doing so.

  • Your GP, consultant or other Health Professional.
Independent medical examinersTo enable us to assess claims as part of the insurance contract we will share your relevant medical information with independent medical examiners to allow the medical consultants/practitioners to complete a full medical review and assessment of the individual and to provide us a detailed report.
  • MSL Medical Services Limited
  • Inuvi Medical Screening & Health Insight Services
Rehabilitation servicesTo enable us to meet our responsibilities under the insurance contract we will share relevant medical information with Rehabilitation Service providers to enable them to provide appropriate treatment to you. We will obtain your consent prior to doing so.
  • OneBright Limited
  • Leading Rehab Limited
  • Nuffield Health
  • Visualise
  • Reframe
  • Form Health (UK) Ltd
  • Champion Health
BeneficiariesTo enable us to meet our responsibilities under the insurance contract, we will share personal information to ensure that beneficiary payments are managed correctly.
  • Pitman’s Trustees Limited

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