Dental

1 Available in app 7 days a week, core operating 9am – 8pm (response time within 24 hours)


2 at an additional cost to the employee which can be claimed back under the policy benefit limits.


3 Excludes implants or bridges which are subsequently fitted to a pre-existing gap in the mouth, and mouth cancer which existed prior to joining the policy unless previously insured for dental treatment under another insurer’s policy immediately before joining this policy.


4 Adult Orthodontics on Clear and Radiant Extra plans only. Excludes orthodontics treatment charges for adults graded 1–3 on the Index of Orthodontic Treatment Need (IOTN) scale and child orthodontics treatment charges for children insured on the policy who are aged over 25.

Toothfairy is a trading name of Tooth Fairy Healthcare Limited (“Toothfairy”). Toothfairy is completely independent of, and separate from, Unum Limited and any Unum insurance policy. Any engagement with Toothfairy or use of the Toothfairy app is subject to Toothfairy’s terms and conditions and to Toothfairy’s privacy policy. Unum Limited will not be involved in the provision of the Toothfairy service (which includes any services provided through the Toothfairy app) in any way whatsoever. Unum Limited does not accept any responsibility or liability for the Toothfairy service and makes no warranties or representations about it (or its constituent parts) or about the suitability of the Toothfairy service. Unum Limited will not receive any payment or commission from Toothfairy arising from any involvement by the employee with Toothfairy. The choice to engage with Toothfairy, is entirely up to the employee and Unum Limited disclaims any liability in relation thereto. The decision to proceed with Toothfairy is solely on the basis provided herein. Complaints, concerns, claims or questions regarding Toothfairy should be made to Toothfairy directly. 

Tooth Fairy Healthcare Limited is registered in England and Wales under company number 11118805. Registered office: Office 1 21 Hatherton Street, Walsall WS4 2LA. Toothfairy Healthcare Limited is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register, reference number 927593.

BenefitHub Limited is a third-party discounts and benefits provider which is completely independent of and separate from Unum Limited and Unum Dental. Further information about BenefitHub and this arrangement, including the company’s terms and conditions can be found in the ‘Please note’ section here.