Optical Cover from Unum Dental
Helping to make essential optical expenses more affordable
About What is Optical Cover?
Our Optical Cover helps employees and their insured dependants to maintain good eye health. We provide reimbursements towards the cost of regular eye examinations and help towards the cost of frames, lenses and contact lenses.
OverviewHow does it work?
Optical cover can be funded by:
- Employers
- Employees
- Both employers and employees (i.e. the employer funds a basic level of cover and employees can opt to upgrade).
Employees can also opt to add partners and/or children to their policy at an additional cost.
Why Optical cover?
Going for an eye test is far more than just checking if employees need glasses or a change of prescription — it’s also an important health check. Opticians can spot general health problems as well as eye conditions during the exam.
Our plans help cover the cost of these vital examinations, plus pay towards any eyewear needed as a result.
Our policy can suit companies of all sizes and budgets and, if placed alongside a Unum Dental plan, we offer you a 10% multi-product discount.
* A 10% discount for employers who take Optical and Dental cover together, both for new and existing customers. Premiums will be reviewed upon the policy renewal date.
Optical featuresKey benefits
Cover levels, annual limits and exclusions apply. Please refer to a benefit schedule for full details.
Your choice of optician
Purchases can be made at any optician or optical retailer worldwide
Immediate cover
Make a claim from your policy start date
Cover towards eye tests, frames and lenses
Including contact lenses and off-the-shelf reading glasses
Access to retail discounts & savings powered by BenefitHub*
Cut the cost of everyday spending and treats for you and your family, helping to make your money go further
Option to add family members
Extending the protection to your family members for an additional cost
A one-off benefit of £10,000 in the event of loss of sight as a result of an accident
One claim in the lifetime of an insured adult under this optical policy
Contact usHere to help
Need more information or want to get a quote?
Savings and discounts services (the ‘Services’) are provided to Unum Limited (“Unum”) customers by third-party specialist providers chosen by Unum. Unum is not the provider of the Services. The Services are entirely separate from the insurance policy provided by Unum. Access to the Services is facilitated by Unum at no cost to the Unum customer, and Unum may change or withdraw access to the Services at any time. Use of the Services are subject to the terms and conditions of the relevant third-party specialist providers. Services are available to UK residents only. For further information, please go to unum.co.uk/frequently-asked-questions/services.